Terms of Service

1. Acceptance of Terms

By accessing and using the Lender application ("Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this Service.

2. Description of Service

Lender is a peer-to-peer lending tracking application that allows users to manage personal loans between individuals. The Service includes features for loan creation, payment tracking, interest calculations, and document generation.

3. User Responsibilities

As a user of the Service, you agree to:

• Provide accurate and complete information when creating loans
• Maintain the confidentiality of your account credentials
• Use the Service only for lawful purposes
• Not engage in any activity that could harm or disrupt the Service
• Comply with all applicable laws and regulations

4. Financial Disclaimer

Lender is a tracking tool and does not provide financial, legal, or tax advice. Users are solely responsible for ensuring their lending and borrowing activities comply with applicable laws. We recommend consulting with a qualified professional for any financial decisions.

5. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of Lender and are protected by copyright, trademark, and other intellectual property laws.

6. Limitation of Liability

Lender shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service. In no event shall our total liability exceed the amount paid by you, if any, for accessing the Service.

7. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without prior notice. We may also update these Terms of Service from time to time. Continued use of the Service constitutes acceptance of any changes.

8. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at:
Email: legal@lenderapp.com
Address: 123 Finance Street, San Francisco, CA 94102